Loans and Mortgages

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FOUR IMPORTANT PROPERTY INVESTMENT FINANCE TIPS

Since the lenders cracked down on popular options like interest-only loans, finding creative finance strategies for growing your property investment portfolio has become more important than ever. As an investor, how you set up your finances can have a huge impact on the success of your property portfolio. In this article, we [...]

By |2018-10-18T14:53:58+00:00October 18th, 2018|Loans and Mortgages, Property Investment, Real Estate and Properties, Tips, Tips & Guides|Comments Off on FOUR IMPORTANT PROPERTY INVESTMENT FINANCE TIPS

LOAN PRE-APPROVAL: WHY IS IT SO IMPORTANT?

Pre-approval is a green light from a lender. Put simply, it confirms you’re eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances, to decide if you’ll meet their criteria and can afford to repay a mortgage. A home loan pre-approval usually lasts [...]

By |2018-09-20T12:30:40+00:00September 20th, 2018|Home Loans, Investment Loans, Loans and Mortgages|Comments Off on LOAN PRE-APPROVAL: WHY IS IT SO IMPORTANT?

HOW TO: KEEP YOUR CREDIT REPORT CLEAN

Your credit report paints a picture of your life as a responsible bill payer and borrower. Under the new Comprehensive Credit Reporting (CCR) regime introduced this year, it has increased in importance because lenders will be required to take it into consideration when approving your home loan. That’s why it’s a good idea [...]

By |2018-08-30T11:36:30+00:00August 30th, 2018|Credit Reporting, Loans and Mortgages, Tips & Guides|Comments Off on HOW TO: KEEP YOUR CREDIT REPORT CLEAN

CREDIT REPORTING: HOW THE CHANGES AFFECT YOU

This month, we saw important changes come into effect that could impact your ability to take out a home loan – or make it easier, depending on your credit history. In this article, we explain the new credit reporting changes and how they may affect you. But first, let’s start with the basics – [...]

By |2018-08-02T11:41:45+00:00August 2nd, 2018|Credit Reporting, Loans and Mortgages, Tips & Guides|Comments Off on CREDIT REPORTING: HOW THE CHANGES AFFECT YOU

RIGHT TIME TO REFINANCE AN INVESTMENT PROPERTY

When is the Right Time to Refinance an Investment Property? Loan refinancing is a strategy used by property investors to access funds - usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this article, we [...]

By |2018-06-21T11:50:26+00:00June 21st, 2018|Loans and Mortgages, Property Investment, Real Estate and Properties, Refinancing|Comments Off on RIGHT TIME TO REFINANCE AN INVESTMENT PROPERTY

CAN A BOARDER HELP PAY YOUR MORTGAGE?

Are you thinking about buying a home and wondering how you’ll cover the mortgage repayments and still have a life? Remember Cousin Jimmy mentioning he was looking for a new pad? Sure, he’s a little ‘unusual’ with his back-scratcher collection and all, but if living with his bizarre hand gadgets means you’ll score [...]

By |2018-05-17T11:26:14+00:00May 17th, 2018|Home Loans, Loans and Mortgages, Tips & Guides|Comments Off on CAN A BOARDER HELP PAY YOUR MORTGAGE?

FIXED INTEREST VS VARIABLE HOME LOANS IN 2018

If you’re buying a property or considering refinancing your home loan in 2018, you may be asking yourself whether to fix your interest rate or not. Many people think about switching to a fixed interest rate mortgage when interest rates are low, in the belief that it will insulate them from future interest [...]

By |2018-03-27T15:38:08+00:00March 27th, 2018|Home Loans, Loans and Mortgages|Comments Off on FIXED INTEREST VS VARIABLE HOME LOANS IN 2018

SIX QUESTIONS TO ASK YOUR MORTGAGE BROKER

Did you know that your mortgage broker can help you with a lot more than a home loan? Mortgage brokers are qualified as ‘credit advisors’, so we can be of great benefit to you in a variety of different ways when it comes to your finances. To start you thinking about maximising your [...]

By |2018-02-01T12:17:53+00:00February 1st, 2018|Debt Management, Loans and Mortgages, Money and Wealth|Comments Off on SIX QUESTIONS TO ASK YOUR MORTGAGE BROKER

REFINANCING: HOW IT CAN HELP YOU SAVE

HOW REFINANCING EVERY THREE YEARS COULD HELP YOU SAVE When it comes to smart money management, the key to success is to regularly assess your financial position - and that includes taking a good hard look at your mortgage. Here’s why refinancing every three years may help you save, and why you [...]

By |2018-03-01T16:46:10+00:00November 2nd, 2017|Home Loans, Loans and Mortgages, Refinancing, Tips & Guides|Comments Off on REFINANCING: HOW IT CAN HELP YOU SAVE

INVESTMENT PROPERTY REFINANCE MADE EASY!

The clever investor knows that assessing your investments regularly is key to identifying opportunities to build wealth. Knowing when to refinance an investment property could be vital to a successful strategy. So is now the time for you to refinance? Talk to us and we’ll help you to decide! Despite recent tightening [...]

By |2018-03-01T16:49:26+00:00October 5th, 2017|Investment Loans, Loans and Mortgages, Real Estate and Properties, Refinancing|Comments Off on INVESTMENT PROPERTY REFINANCE MADE EASY!