Home Loans

Refinancing your loan allows you to access the equity in your property investment.

LOAN PRE-APPROVAL: WHY IS IT SO IMPORTANT?

Pre-approval is a green light from a lender. Put simply, it confirms you’re eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances, to decide if you’ll meet their criteria and can afford to repay a mortgage. A home loan pre-approval usually lasts [...]

By |2018-09-20T12:30:40+00:00September 20th, 2018|Home Loans, Investment Loans, Loans and Mortgages|Comments Off on LOAN PRE-APPROVAL: WHY IS IT SO IMPORTANT?

RIGHT TIME TO REFINANCE AN INVESTMENT PROPERTY

When is the Right Time to Refinance an Investment Property? Loan refinancing is a strategy used by property investors to access funds - usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this article, we [...]

By |2018-06-21T11:50:26+00:00June 21st, 2018|Loans and Mortgages, Property Investment, Real Estate and Properties, Refinancing|Comments Off on RIGHT TIME TO REFINANCE AN INVESTMENT PROPERTY

CAN A BOARDER HELP PAY YOUR MORTGAGE?

Are you thinking about buying a home and wondering how you’ll cover the mortgage repayments and still have a life? Remember Cousin Jimmy mentioning he was looking for a new pad? Sure, he’s a little ‘unusual’ with his back-scratcher collection and all, but if living with his bizarre hand gadgets means you’ll score [...]

By |2018-05-17T11:26:14+00:00May 17th, 2018|Home Loans, Loans and Mortgages, Tips & Guides|Comments Off on CAN A BOARDER HELP PAY YOUR MORTGAGE?

FIXED INTEREST VS VARIABLE HOME LOANS IN 2018

If you’re buying a property or considering refinancing your home loan in 2018, you may be asking yourself whether to fix your interest rate or not. Many people think about switching to a fixed interest rate mortgage when interest rates are low, in the belief that it will insulate them from future interest [...]

By |2018-03-27T15:38:08+00:00March 27th, 2018|Home Loans, Loans and Mortgages|Comments Off on FIXED INTEREST VS VARIABLE HOME LOANS IN 2018

REFINANCING: HOW IT CAN HELP YOU SAVE

HOW REFINANCING EVERY THREE YEARS COULD HELP YOU SAVE When it comes to smart money management, the key to success is to regularly assess your financial position - and that includes taking a good hard look at your mortgage. Here’s why refinancing every three years may help you save, and why you [...]

By |2018-03-01T16:46:10+00:00November 2nd, 2017|Home Loans, Loans and Mortgages, Refinancing, Tips & Guides|Comments Off on REFINANCING: HOW IT CAN HELP YOU SAVE

INVESTMENT PROPERTY REFINANCE MADE EASY!

The clever investor knows that assessing your investments regularly is key to identifying opportunities to build wealth. Knowing when to refinance an investment property could be vital to a successful strategy. So is now the time for you to refinance? Talk to us and we’ll help you to decide! Despite recent tightening [...]

By |2018-03-01T16:49:26+00:00October 5th, 2017|Investment Loans, Loans and Mortgages, Real Estate and Properties, Refinancing|Comments Off on INVESTMENT PROPERTY REFINANCE MADE EASY!

REFINANCING: A STEP-BY-STEP GUIDE

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every three years or so. We're living in a world of rapid change, where interest rates go up and down fast, new lenders emerge and more competitive lending products become available on a regular [...]

By |2018-03-01T17:06:07+00:00August 31st, 2017|Home Loans, Loans and Mortgages, Refinancing, Tips & Guides|Comments Off on REFINANCING: A STEP-BY-STEP GUIDE

HOW TO: FINANCE FOR A NEW-BUILT HOME

There’s something thrilling about building your very own, brand spanking new home! Perhaps it’s the knowledge that everything will be fresh and new, or the freedom that comes with being able to design the property to suit your own tastes and lifestyle needs. Always dreamed of having a lap pool? Why not! [...]

By |2018-02-28T13:50:31+00:00July 6th, 2017|Home Loans, Loans and Mortgages, New Homes & Construction Loans, Real Estate and Properties, Tips & Guides|Comments Off on HOW TO: FINANCE FOR A NEW-BUILT HOME

CONSOLIDATING DEBTS BY REFINANCING

Should You Consolidate Your Debts By Refinancing Your Home? If you’re struggling to manage your debts, or just want to save money on interest on your debts, we can help! There are a range of solutions available to you that are worth exploring. In this article, we explain why consolidating your debts [...]

By |2018-03-07T13:04:10+00:00June 29th, 2017|Debt Management, Home Loans, Loans and Mortgages, Refinancing|Comments Off on CONSOLIDATING DEBTS BY REFINANCING

TOP TIPS FOR BUYING YOUR FIRST HOME

You’ve budgeted hard, given up loads of smashed avocado brekkies, saved your deposit and are ready to buy your first home. High five! There’s nothing quite like finally getting a foothold on the property ladder and moving into your very own pad, but it does require planning and research. With our help, you’ll [...]

By |2018-02-28T14:01:23+00:00June 22nd, 2017|First Home Buyer, Home Loans, Real Estate and Properties, Tips & Guides|Comments Off on TOP TIPS FOR BUYING YOUR FIRST HOME