Tips & Guides

/Tips & Guides

HOW TO: MAKE A PRE-AUCTION OFFER

With auction clearance rates slipping below 50% in some markets right now, vendors are much more open to a pre-auction offer. You’ll also find more vendors choosing a private sale over an auction because it allows them to hold out for their price and save on auction costs. That means, if you’re ready to [...]

By |2018-12-10T11:22:58+00:00December 10th, 2018|Property Auctions, Real Estate and Properties, Tips & Guides|Comments Off on HOW TO: MAKE A PRE-AUCTION OFFER

HOW TO: AVOID OVERSPENDING THIS CHRISTMAS

FOUR TIPS TO AVOID TO OVERSPENDING THIS CHRISTMAS According to the Australian Bureau of Statistics, Australians splurged a whopping $47.5 billion during last year’s Christmas shopping period. That probably made for a lot of blistered credit cards and debt hangovers come February! As your credit advisor, we'd like to recommend a more [...]

By |2018-12-03T10:44:35+00:00December 3rd, 2018|Finance Control, Finance Tips, Money and Wealth, Tips & Guides|Comments Off on HOW TO: AVOID OVERSPENDING THIS CHRISTMAS

HOW TO: ESTIMATE INVESTMENT PROPERTY RENTAL RETURN

No matter what investment strategy you use, calculating the potential rental return on an investment property is a key step in the purchasing decision process. The rental yield is an important indicator of how a property is likely to perform and the cash flow it will generate. So, whether you’re using a [...]

By |2018-11-26T10:56:02+00:00November 26th, 2018|Property Investment, Real Estate and Properties, Rental Property, Tips, Tips & Guides|Comments Off on HOW TO: ESTIMATE INVESTMENT PROPERTY RENTAL RETURN

SIX NEGOTIATION TACTICS FOR SPRING PROPERTY BUYERS

With home values and auction clearance rates softening in our Spring property markets, buyers will have the upper hand when it comes to negotiating on price. So, it’s a good idea to arm yourself with some sharp bargaining tactics before diving in. Nobody wants to pay more than the current market value for [...]

By |2018-10-25T11:02:22+00:00October 25th, 2018|Real Estate and Properties, Tips & Guides|Comments Off on SIX NEGOTIATION TACTICS FOR SPRING PROPERTY BUYERS

FOUR IMPORTANT PROPERTY INVESTMENT FINANCE TIPS

Since the lenders cracked down on popular options like interest-only loans, finding creative finance strategies for growing your property investment portfolio has become more important than ever. As an investor, how you set up your finances can have a huge impact on the success of your property portfolio. In this article, we [...]

By |2018-10-18T14:53:58+00:00October 18th, 2018|Loans and Mortgages, Property Investment, Real Estate and Properties, Tips, Tips & Guides|Comments Off on FOUR IMPORTANT PROPERTY INVESTMENT FINANCE TIPS

TEN OPEN INSPECTION TIPS FOR HOME BUYERS

Spring is here and if you’re in the market to buy a property during the busiest time of year, you’ll be hitting the open inspection circuit in a big way! Vendors and real estate agents will be using their best tactics to make you fall in love with their properties and entice you [...]

By |2018-10-04T17:57:34+00:00October 4th, 2018|First Home Buyer, Real Estate and Properties, Tips & Guides|Comments Off on TEN OPEN INSPECTION TIPS FOR HOME BUYERS

UNUSUAL PROPERTY INVESTMENT OPPORTUNITIES

Mention property investment and most people think of a conventional house or apartment. However, there are other types of property investment opportunities which may appeal to those with a little more imagination! In this article, we share some out-of-the-box ideas you may not have considered. Remember, your mortgage broker can assist with finance [...]

By |2018-09-06T12:07:59+00:00September 6th, 2018|Property Investment, Real Estate and Properties, Tips & Guides|Comments Off on UNUSUAL PROPERTY INVESTMENT OPPORTUNITIES

HOW TO: KEEP YOUR CREDIT REPORT CLEAN

Your credit report paints a picture of your life as a responsible bill payer and borrower. Under the new Comprehensive Credit Reporting (CCR) regime introduced this year, it has increased in importance because lenders will be required to take it into consideration when approving your home loan. That’s why it’s a good idea [...]

By |2018-08-30T11:36:30+00:00August 30th, 2018|Credit Reporting, Loans and Mortgages, Tips & Guides|Comments Off on HOW TO: KEEP YOUR CREDIT REPORT CLEAN

RENOVATIONS TO FUTURE-PROOF YOUR HOME

There are many benefits to renovating your home. Renovations add value to your property, whilst also giving you the opportunity to improve your lifestyle. For those looking for more space, it may also be a more cost-effective option than buying a new place, considering the cost of agent’s fees and stamp duty. If [...]

By |2018-08-23T10:54:59+00:00August 23rd, 2018|Home Renovation, Real Estate and Properties, Reno Tips, Tips & Guides|Comments Off on RENOVATIONS TO FUTURE-PROOF YOUR HOME

CREDIT REPORTING: HOW THE CHANGES AFFECT YOU

This month, we saw important changes come into effect that could impact your ability to take out a home loan – or make it easier, depending on your credit history. In this article, we explain the new credit reporting changes and how they may affect you. But first, let’s start with the basics – [...]

By |2018-08-02T11:41:45+00:00August 2nd, 2018|Credit Reporting, Loans and Mortgages, Tips & Guides|Comments Off on CREDIT REPORTING: HOW THE CHANGES AFFECT YOU