These have become the baby-making years. In 2013, a total of 308,065 babies were born to women with median age of 30.8 years. This is also the time you’re most likely to be putting that big red SOLD sticker across a sign on the front of a house you just decided to live in. Which coincides with the time you signed up to having a very large weight strapped to your back, otherwise known as mortgage. This is a scary time in people’s lives as they usually have little knowledge of what they should be looking for in a lending provider or even loan itself.
You are going through a very exciting and full-on time in your life. You have no concerns and live life as it comes. This decade is party season! Many 20-somethings are living at home with their parents, if they can stand them, with no view of leaving. Instant satisfaction is a must and if you’re not getting it, you move one. You may end up with a few jobs under your belt, but if you’re not careful the endless list of positions on your resume can be a deterrent for the job you’ve dreamt of having your whole life. Today’s 20-year-olds are very different to any before.
Take the right steps and you and your family can enjoy financial security. But you must anticipate your changing needs. Our panel of experts tells you how to plan for each decade, and Teresa Ooi spoke to real life couples.
Setting your goals is also about discovering possibilities. You can turn your daily cup of coffee into $70,000. But first, you need to decide what you want from your money.
It’s that time of the year when we spend up big – buying presents for our family and friends, eating out, decking the halls with Christmas decorations and even going away on holidays. This can be a very stressful time for those of us on a tight budget. And it can be particularly stressful if you already have debts that you’re struggling to pay down. If you’ve been worrying about how you’ll manage your debt repayments next year, then help is at hand. Debt consolidation is one of the services we offer and we can look at ways to help you re-arrange your finances to make things more manageable and eliminate stress.