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In Australia, the national past-time seems to be to save, save, save for a house deposit! Besides providing a cosy nest of your very own, buying a property can potentially open up a world of wealth building opportunities – for your long term benefit! Here’s a few reasons why real estate can be used as a powerful wealth generator.

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The superannuation changes coming into effect on 1 July 2017 are the most significant in a decade. What are the changes and the issues that you need to be discussing now?

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No matter where we turn – change seems to be a constant part of everyday life. In early May 2016, the government brought down a budget that heralded significant changes to superannuation. At the time of writing most of the superannuation announcements were due to take effect from 1 July 2017.

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The frenzy and speculation that occurs sometimes in the media on the topics of super, retirement, and age pensions is nothing unusual.  To give you an idea, of the 57 pages outlining the legislative documents and committee reports since 1900, 51 pages (90 per cent) refer to the changes that have occurred since 1983. So, what does this all mean for you and I?

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For today’s Australians, their retirement experience will be entirely different to that of their parents. At some point most will take a greater interest in their super and want greater engagement, more control and to make their own decisions on strategies and pension-phase outcomes. Which option is the most suitable to you? Industry super or SMSF?