Red Christmas gift box

According to the Australian Bureau of Statistics, Australians splurged a whopping $47.5 billion during last year’s Christmas shopping period. That probably made for a lot of blistered credit cards and debt hangovers come February! As your credit advisor, we’d like to recommend a more sensible approach to spending this silly season. Here’s a few tips to help you keep things under control.

Coins piled on top of an open palm

No matter what investment strategy you use, calculating the potential rental return on an investment property is a key step in the purchasing decision process. The rental yield is an important indicator of how a property is likely to perform and the cash flow it will generate. In this article, we explain how to estimate the rental yield – an important first step before deciding whether an investment property is the right one for you.

hands shaking in a deal

Building your own home gives you the freedom to design it exactly to your taste, from the ground up. And if you’re a first-home owner, there may be some useful government incentives available to help get your project off the ground. Here’s what you need to know about building your own home and choosing a contractor.

A lady and two guys' faces

Nobody wants to pay more than the current market value for a home.  So, it’s a good idea to arm yourself with some sharp bargaining tactics before diving in. Here are six negotiation tactics to help you get the right price on your Spring property purchase.

Hands holding a plant

Since the lenders cracked down on popular options like interest-only loans, finding creative finance strategies for growing your property investment portfolio has become more important than ever. As an investor, how you set up your finances can have a huge impact on the success of your property portfolio. In this article, we share a few property investment finance tips that every savvy property investor should know about.

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